Chris Ball

Personal Real Estate Corporation

604-512-9208

 

 

 

 

Government adds new qualifying requirements for uninsured mortgages, this could effect your buying power by 20% in many cases.

 

Effective January 1, 2018, home buyers who don’t require mortgage insurance — those with a down payment of 20 per cent or more — must qualify for their mortgage at a higher rate

 

This new stress test won’t apply to people renewing their uninsured mortgage.

 

Canada’s Office of the Superintendent of Financial Institutions (OSFI) announced these rule changes today. Draft changes were released in the summer for public feedback. (The Canadian Real Estate Association submitted this response to the draft rules in August on behalf of REALTORS® across the country.)

 

Under the new rules, the minimum qualifying rate for uninsured mortgages will be the greater of the Bank of Canada’s five-year benchmark rate or the contractual mortgage rate plus two per cent.

 

OSFI will also require lenders to enhance their loan-to-value (LTV) limits and restrict certain lending arrangements designed to circumvent LTV limits.

 

These changes apply to all federally regulated financial institutions.

 

This is the seventh time since 2008 that the federal government has made mortgage policy changes.

 

Read the government’s full announcement here.

 

Economic analysis from the BC Real Estate Association (BCREA):

“The impact of the new stress test requirement will be to lower the purchasing power of households by up to 20 per cent. Like past tightening of mortgage regulations, we anticipate that the market impact will be sharp but temporary. In the past, we’ve seen home sales decline in the three to nine months following the implementation of tighter mortgage lending standards, with the severity of the impact fading within one year. However, these new regulations impact a larger pool of mortgages and so the impact could be more significant than in the past,” said Cameron Muir, BCREA chief economist

 

We’ll provide more details on these changes in an upcoming Realtor News.

 

CLICK HERE TO CONTACT ME OR CALL ME AT 604-512-9208

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Views of English Bay, Northshore Mountains, and Downtown Vancouver

 

 

 

 

Sub-penthouse view home with sweeping views of English Bay, City, and Mountains! This 2 bedroom 2 bathroom home occupies the North East corner of the 15th floor, enjoy the patio offering unparalleled views for relaxing or entertaining. Welcome to an meticulously laid out home with the 2 bedrooms nestled on opposite corners, a well appointed kitchen with a stainless steel appliance package; floor to ceiling windows in the living room to enjoy the city lights; A small dedicated office in the enclosed balcony and sizable insuite storage. The Fairview location is steps to amenities and services and a few blocks to the seawall Granville St. and Cambie St. entertainment hubs. 98 Walkscore. 2 parking and storage locker.

 

For a private showing or more information  call Chris at 604-512-9208

 

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An opportunity to purchase a brand new home that will be built with the few weeks

COMPLETION in Late January to Early February, 2017!

An Exclusive assignment for a Live/Work 2 bed, 2bath corner home is on the slope in Main St./ Mount Pleasant. This Artisan Collection homes features 9 foot ceilings throughout, and mountain views. The interiors at Wohlsein reference the past while making full use of modern cues to create something distinctively original. In the kitchen, a heritage-inspired hexagonal backsplash contrasts a modern stainless steel fridge and gas range. A solid concrete construction brings peace of mind and a level of quiet ideal for relaxation, while the heritage brick exterior blends with the neighbourhood.

 

 

Photo 4: Photos: 303 311 E 6th Avenue in Vancouver: Mount Pleasant VE Condo for sale (Vancouver East)

 

Wohlsein is in the heart of the Mt. Pleasant and is ideally located, Steps from the shops, parks, coffee shops, restaurants, many fantastic breweries, Olympic Village, supermarkets and transit hub. Amenities at Wohlsein include a common roof top patio, with panoramic mountain views, bike workshop, artist's workshop and resident's lounge. One parking stall and one storage locker are included with this stunning home.

This is your dream home in one of the hottest most centralized neighbourhoods in Vancouver!

 

Call Chris for more details or any information at 604-512-9208

 

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Fantastic 3 bedroom Home in the heart of scorching hot Mt. Pleasant/South Main neighbourhood

 

Lifestyle and investment...... A home that allows your family to grow into the 3 bedrooms. A superb investment for the future!

Photo 1: Photos: 609 328 E 11TH Avenue in Vancouver: Mount Pleasant VE Condo for sale in "Uno" (Vancouver East)  : MLS(r) # R2121267

 

 JUST LISTED!

$949,000 

3 bedroom, 2 bathroom

1153 SF

 

 

609 - 328 East 11th Ave., Vancouver, BC

In the heart of Mt. Pleasant - South Main neighbourhood! One the most highly regarded communities locally and internationally recognized. This 3 bedroom 2 bath corner unit occupies one floor with stunning mountain, city, and water views. The open floor plan has a gourmet kitchen, including a gas range and large pantry. The home has beautiful bamboo flooring, , custom closet organizers throughout. Fans in every bedroomThe living room is thoughtfully laid out with a custom built entertainment wall unit an wide open for all your entertaining needs. Steps to shopping, dining, transportation, parks and transit routes. This stunning home is ideal for raising a family, or for an investor.


 
 

Walk Score is 98. You can walk to everything!

Click photos below for link to Walk Score page.

 

Photo 21: Photos: 609 328 E 11TH Avenue in Vancouver: Mount Pleasant VE Condo for sale in "Uno" (Vancouver East)  : MLS(r) # R2121267
 

Open Houses:

Saturday, November 12 from 2-4

and

Sunday, November 13 from 2-4

Call or text Chris with any questions about this listing and neighbourhood questions at 604-512-9208

or Email Chris at chris@chrisball.ca

 
 

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What is a Presale Condo?

 

It is buying the right to purchase a brand new home in a new development. The purchaser pays the deposit and is obligated to purchase the home when it does complete (is built). Deposits can range from 5-10% initially, and then another 10- 15% through the construction process, depending on the development. However you will not have to secure the mortgage until after the property has been completed. This money is held in the developers trust account until completion, they will not have access to the funds before it.

 

Why Would You Buy A Presale Condo?


1. Buying early in the Development means you will purchase before the prices rise as they tend to do. This can allow you to leverage your investment. Possibly to assign the contract to another purchaser for a significant profit, or use the equity to decrease your down payment with the “assumed equity.”

 

2. Customize your new home before it is built, it may be easier to do while it is being constructed.

 

3. New condos built by a reputable developer, will have the 2-5-10 New Home Warranty. Since the entire building is under warranty, there won’t be any serious structural costs for many years. This is some great risk mitigation.


4. Maintenance fees will likely remain quite low as compared to many older building who have needed some work done to them.


5. New homes are coveted by potential tenants and will garner a much higher rent from these prospective tenants, which is a great reason for investors to buy Presale Condos.


There are many great reasons to purchase a presale condo, I would be delighted to speak to if you have any questions on a particular presale or the process of purchasing a presale condo. Sign up to become a VIP Presales Member.

 

Chris.


Chris Ball Real Estate Advisor - Presale Condo Expert 

Mobile: 604-512-9208

Email: chris@chrisball.ca

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Beat the Crowd!


Fast track to the front of the line!

 


 

Sign up for to be on the VIP list for Pre-Sales Members Service. Through our relationships with Developers and the Marketing teams that sell these NEW HOMES, we have the inside track and can get you the best homes offered for sale before anyone else!

 

Our team specializes in getting you the Pre Sale property you want you want without having to line up. We provide you with all the information you need, VIP access before they are offered to the public for sale. We are also privy to getting a few added benefits that come along with being a VIP, but most importantly you will get EARLY ACCESS.

 

When you are one of our esteemed VIP Pre Sale Clients we at Ball Real Estate will be working for you, as your agent, making sure you get the best deal possible. We don’t work for the Developer, we owe you a duty of Care and Service; built on TRUST, KNOWLEDGE, and PROVEN RESULTS.

 

***GET ACCESS TO NEW CONDOS FIRST! SIGN UP AND BECOME A MEMBER OF OUR VIP PRE SALES MEMBERS SERVICE.***


***Click here to sign up***


VIP Access to The Jervis!


View this luxury development before anyone else and gain the Insider Advantage for the sophisticated buyer or investor. Intracorp and Inform have joined forces to bring you The Jervis. The Jervis will offer perfectly formed and carefully crafted homes, built by design and made for living. Located right on the corner of Jervis and Davie St, this development allows you to be in the mix of the lively downtown area while being only a short walk to beautiful English Bay. 



 

 

 

 

 

The building itself will consist of 19 storeys with mixed dwellings. With one level reserved for commercial units, the remaining space will be filled with 63 market units and 28 social housing units.  Don't miss this opportunity to beat the lines and get exclusive VIP access to this development as well as agent exclusive bonus upgrades and rewards.

 

 

If you would like Priority VIP Access to floorplans, time limited, special pricing opportunities and insider sales please contact Chris Ball on...


                              ***Floor plans now available here***


Phone: 604 512 9208 

Email: chris@chrisball.ca

 
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Get listing of houses for Sale in Vancouver's Hot Eastside Real Estate Market!

 

 

For more detailed information and "insider" up to the minute information in your own Personal Website packed with information you can't get anywhere else!

 

 CLICK HERE


Contact Chris Ball of Remax Crest Realty Westside
Mobile: 604-512-9208
Email: chris@chrisball.ca
"Be On The Ball" with Chris Ball

 

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1455 E 61ST AVENUE

 


This stunning house has just came on the market! This is a RARE opportunity to own this high end quality, brand new custom home in the booming FRASERVIEW neighbourhood. Contemporary West Coast style meets modern day functionality, making this home perfect for families or investors.



No detail has been overlooked. The property invludes Wok kitchen, built in speakers/alarm/AC/vacuum, over height ceilings, crown moldings and Bosch appliances. There is also potential for 3 contained rental suites, including a 600sf Laneway House. All with own laundry. 2-5-10 Warranty.



For more information on this beautiful home please call Chris Ball on 604 912 5208 or email chris@chrisball.ca

 

Chris Ball

Remax Crest Westside

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Sky Front at Burrard Place

 

This one of a kind sky scraper is set to change the Vancouver skyline. Skyfront at Burrard place will be a mixed use development consisting of a signature two 60 storey towers and a 13 storey office building including the future flagship Jim Pattison Downtown Toyota, totaling over a million square feet of residential and commercial space. This development is huge and will consist of 810 housing units. Striking uninterrupted views of English Bay, North Shore Mountains and the Downtown Skyline can be seen from floors 31-60 in all directions.

 

 

Features

  • Sculptural curving glass facade
  • High speed elevators
  • Designed to LEED GOLD environmental performance standards
  • All homes have open air patio or balcony opening on to downtown, mountain and water views
  • All homes and common areas feature energy efficient heating and air conditioning
  • Dramatic double-height lobby with public art and reflecting pool water-feature at entry
  • Grocer and coffee shop
  • Furnished guest suite
  • Caretaker suite
  • Secured underground parking and storage lockers (most homes)
  • Keyless entry to elevators and restricted floor-to-floor access
  • Protected by Travelers 2-5-10 New Home Warranty

 

Interiors

  • Interior design by Michelle Biggar of the award-winning Office of Mcfarlane Biggar
  • Choose between two refined colour palettes – Beach (Light) & Boulevard (Dark)
  • Wide selection of studio,one-,two-and three-bedroom homes
  • Elegant engineered hardwood flooring throughout living, dining and bedroom areas
  • Custom closet millwork
  • USB ports inconvenient locations
  • Expansive, floor-to-ceiling energy efficient windows
  • Contemporary rollerblinds
  • Bosch front-loading stacking or side-by-side washer and dryer (depending on plan)
  • Individually controlled heating and cooling system for year-round comfort
  • Pre-wired for state-of-the-art home security systems
  • Italian design custom wood veneer kitchens with lacquer accent cabinets featuring soft close stops and under cabinet lighting
  • Custom kitchen islands in most homes
  • Fully integrated Gaggenau appliance package that includes:
    • Energy and water-efficient ultra-quiet dishwasher
    • Speed oven that combines convection, microwave and grill all in one appliance
    • Professional-grade four or five burner gas cook top
    • Integrated bottom-freezer refrigerator
  • Integrated hood fan
  • Luxurious polished stone slab counter tops and full height back splash
  • European styled chrome faucet and large single-basin undermount stainless steel sink
  • Italian design custom wood veneer cantilevered cabinets in main bathrooms
  • Medicine cabinets in bathroom with ample storage space.
  • Stone counter tops and undermount sinks pair classic materials with a modern finish
  • Luxurious stone and marble throughout including tub aprons, floors and feature walls
  • Frameless glass showers in most plans
  • Wall-mounted toilets
  • European styled chrome fixtures and accessories

***For more information regarding this Presale Development please contact Chris Ball ***


Phone: (604) 512 9208

Email: chris@chrisball.ca

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  #419 1655 Nelson Street SOLD!


Delighted for the seller and new owners of this amazing fully custom renovated penthouse in the West End! This one sold fast, well above list price with multiple offers! 

 

 


This very unique home has post and beam construction with 9 foot high sanded/ smooth ceilings and exposed fir beams. HUGE bedroom, lots of storage and new stainless appliances. A large private balcony overlooks mature trees and the sunny southern exposure.  Close to all the amenities Denman St, Stanley Park, the Beach, and the seawall.


 

 

If you are interested in the sale price of this property or any other information regarding the current market, please dont hesitate to contact Chris Ball on:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca

 

 

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The Jervis, West End.

Intracorp and Inform have joined forces to bring you The Jervis. The Jervis will offer perfectly formed and carefully crafted homes, built by design and made for living. Located right on the corner of Jervis and Davie St, this development allows you to be in the mix of the lively downtown area while being only a short walk to beautiful English Bay. 

 

 

The building itself will consist of 19 storeys with mixed dwellings. With one level reserved for commercial units, the remaining space will be filled with 63 market units and 28 social housing units. 

 

Amenties to date:

 

Maintenance Fees at The Jervis

 

Expected Completion for The Jervis

 

Still more information to come on this Presale Development. For more information or if you have any questions please contact Chris Ball on:

Phone: (604) 5120 9208 

Email: chris@chrisball.ca

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The Creek Vancouver.

This development is just about to come on the market! The Creek is a highly anticipated development by award winning developers Concert. 

The Creek. 

Located on the southeast corner of False Creek, The Creek sits in one of the most desired areas of Vancouver. Situated right at the waterfront, this development will offer water, city and mountain views. The Creek offers you the opportunity to be within easy access to the various neighbourhoods of Vancouver.

A quick bus ride or an easy walk can have you in stylish Yaletown, modern Chinatown or trending Main St. The Creek will consist of 5 residential buildings containing around 750 homes. The first of these buildings will be Voda.


 

Voda

A 16-storey tower featuring generous balconies and stylish, West Coast inspired interiors. Voda is your first opportunity to own at The Creek. Wake up to the sight of the sunlight reflecting off the water and step out your door to walk along Vancouvers' beautiful seawall.  Voda will offer a courtyard and rooftop gardens to grow your own vegetables as well as plenty of parking for both cars and bikes.  

Amenities so far

Interiors 

 


Pricing

 
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3021 Laurel Street SOLD!

 

Southy West facing townhouse in perfect neighbourhood. This stunning & rare property has a great open layout with 2 bedrooms and 2 bathrooms. Close to Vancouver General Hospital, Children's hospital, RAV Line, Downtown, Cambie, Broadway, schools & transit! 

 

 

If you are interested in sale price or any other information regarding the current market, please dont hesitate to contact Chris Ball at:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca 

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#113 828 Royal Avenue SOLD!



Delighted for the sellers and new owners of this stunning two level townhome in New West. This"Brownstone Inspired" sophisticated home is ideally located in New Westminster's vibrant and trendy downtown. Walking distance to skytrain, Douglas College, restaurants, shops, the Quay Market, Anvil Centre, schools and so much more. 


If you are interested in the sale price or any other information regarding the current market, please dont hesittate to contact Chris Ball on:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca

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2727 Prince Edward Street SOLD!

 

Congratulations to the new owners of this sleek modern 2 level Townhome with private patio! Located in the hot SOMA District, this property is minutes to shops, restaurants, trendy breweries, community centre & more! 

If you are interested in the sale price or any other information regarding the current market, please don't hesitate to contact Chris Ball at:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca 

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#110 3770 Manor Street SOLD!


This hot property sold fast! Delighted for the seller and new owner of this this 1 bedroom, 1bath garden level home. Almost in Vancouver, this 700 square feet home has access directly to the patio and yard from several areas. 


 

 

If you are interested in the sale price of any other information regarding the current market, please dont hesitate to contact Chris Ball at:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca 

 

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5 Bedroom detached house for under $900,000!

 

 

Wonderful solid 1950's home with 3 beds up and 2 bed mortgage helper below. Nothing to do but move in...beautiful updated kitchen & bath, new windows, new roof, freshly painted, easy to maintain exterior & lovely garden!

 

 

 

Enjoy refinished original oak floors, wood burning fire place, laundry up & down & large bedrooms. Located steps from Templeton park & fantastic shopping in Vancouver East Village. Wonderful neighbourhood for a family or a great investment property.

 

 

The fully fenced yard has grass & sunning area facing SW, double car garage great for storage & workshop & charming greenhouse for growing your veggies.

 


OPEN HOUSE: Saturday June 20, 2-4pm


For more information please contact Chris Ball on:


Phone : (604) 512 9208

Email: chris@chrisball.ca

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9777 Ashwood Drive, V6Y 2Z4

Richmond, Garden City


OPEN HOUSE: Saturday June 6th, 2015

                          2pm - 4pm


Beautiful 5 bedroom home in desirable family neighbourhood. Highlights includes stunning, light filled living room with vaulted ceiling, skylight, and sunny atrium. Priced to sell, this one will go quick!


 

This house has been well taken care of with many upgrades throughout theyears including flooring, bathrooms, appliances, roof and windows. Ideally located near excellent schools, shopping centres and transportation. Call today to schedule a viewing of this fantastic family home. Open House Saturday, June 6 and Sunday, June 7, from 2 to 4pm.

 

 



For more information please call Chris Ball on:


Telephone: (604) 512-9208

Email: chris@chrisball.ca 

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#1206 638 Beach Crescent SOLD


 

 

Delighted for the new owner of this South West facing two bedroom + den, two bath luxury home! Outstanding views of George Wainborne Park, False Creek and beyond! One of the best locations the city has to offer!!

If you are interested in sale price or any other information regarding the current market, please dont hesitate to contact Chris Ball at:


Phone: (604) 512-9208

Email: chris@chrisball.ca



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#110 3770 Manor St, Burnaby.


OPEN HOUSE: SATURDAY JUNE 6th, 2015 

                          12noon - 1pm

 


Almost in Vancouver! Ideally located, this 1 bedroom, 1bath garden level home is almost 700 square feet .It even has its own large south-facing yard!

 


This expansive home has access directly to the patio and yard from several areas. This home is perfect, with a large functional kitchen and lots of room to entertain. In suite laundry allows you to have the freedom to do more with your day! A quiet building, in a very proactive area with many newer components to the building.  This building is great. Hurry! This home is priced to sell!

 


For more information please call Chris Ball on:


Telephone: (604) 512-9208

Email: chris@chrisball.ca

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