This is it! Glorious 1912 Character Home in Mount Pleasant West!

Enjoy your morning coffee on the front porch perched up high looking over the tree lined street of Manitoba. 

Beautiful timeless craftmanship that everybody is looking for in the most desirable neighbourhood in Vancouver.

Enter your lovely large open foyer & enjoy 10' ceilings, original fir floors w/ beautiful wainscoting throughout. Double pane windows, upgraded plumbing and electrical, recent exterior paint, replaced drainage & furnace will allow you tremendous peace of mind. 3 large beds up w/ charming west facing master & large main floor great for entertaining. Fully finished self contained suite or enjoy as part of the house. Extensive landscaping w/ fountain & custom made fencing.

For more information please contact Chris Ball on:

(604) 512-9208

chris@chrisball.ca 

Livingstone House

Established development group Intracorp Projects Ltd bring you Livingstone House at 5149 Cambie Street in Vancouver. This new condo/townhouse deveopment will offer 55 units in this hot neighborhood!

Choose from a collection of 52 bright, spacious condominiums and 3 carriage homes, all boasting the signature quality and style that has come to be expected from Intracorp. 

If you have any questions or would like more information regarding this development please call Chris on 604 512 9208 or email chris@chrisball.ca

Please visit our open house this Saturday 25th from 2-4pm.

For more details click here.

Very high-end designer renovation is a must see. Limestone counters, steam shower up and shower down. Huge deck off the master and very large patio off the family room. Great quiet space in the heart of Mount Pleasant close to all the great shopping on Cambie. This home is done just the way you want.

OPEN HOUSE: Saturday 25th from 2-4pm

Or call me on 604 512-9208 if you would like to book a private showing.

Found! A 2 bedroom Townhome in the heart of Vancouver for under $500K

Located in the one of the most sought after neighbourhoods in Vancouver

With 950 SqFt of overall living space, this fully renovated, 1 level, 2 bedroom townhome with large south facing deck and plenty of extra storage, is sure to fit your active lifestyle.Perfectly situated on the 7th Ave Bike Path in the Crossroads Corridor (1 block off Cambie), you'll find this completely rainscreened complex with secure underground parking, storage locker & bike room. The Seawall, Whole Foods & Canada Line (3 min to downtown and 20 min to YVR) are all within a 5 minute walk.

Open house Sunday July 6 from 2-4pm

Or call Chris for a private showing: 604-512-9208

Character is the cornerstone at the Cornerstone Building

Looking for a fantastic character home in Mount Pleasant?

Look no further this 856 SF was fully renovated and retains the charm of this heritage building built in 1909. Located at 12th Ave and Quebec it is in the heart of Mount Pleasant. One of the most vibrant neighbourhoods in Vancouver.

Cornerstone Heritage Church Renovation at 2525 Quebec. This extremely LARGE one bedroom and Den is 856 sq ft. Fully renovated in 2008, New Kitchen with Stainless Steel appliances, Cherrywood Cabinets, Limestone countertops and Italianlimestone floors. Radiant heat travels through the tile flooring and the Mahogany Wood floors throughout the home. New Bathroom with modern tiling and heated floors, Large bedroom with French doors leading to Conservatory/library, with exposed stone and brick walls. Plus the standout of the home are the Heritage Character 1909 windows and the brick surround. Limestone quartz composite surround on the fireplace, finishes the room off nice. Peek-a-boo view of the City & Mountains. 

Please call Chris for a private showing at 604.512.9208

Federal Government Changes to Mortgage Lending

New Canadian Mortgage Rules Come Into Effect July 9, 2012

Federal Finance Minister Jim Flaherty today announced 4 major changes to Canada mortgage lending rules.

This is the fourth time over the last 4 years that the Federal Government has changed the rules for mortgage insurance. This was done to cool the hot Canadian housing market without raising interest rates, which would have a negative impact on the economy.

The four major changes effective July 9, 2012 are as follows:

1) The maximum amortization on a prime mortgage will be reduced from 30 to 25 years. This change can effectively change the price of the home you can afford by approximately 10%. Please speak with your mortgage provider for their expert advice.

2) Refinancing has been lowered from a maximum of 85% loan-to-value to a maximum of 80% loan-to-value.

3) Mortgage insurance will not be provided for properties valued over $1 million. This change means for someone wishing to purchase a home for over $1 million, your down payment must be over 20% of the purchase price.

4) The maximum gross debt service (GDS) and total debt service (TDS) will be limited to a maximum of 39% and 44% respectively. Currently, GDS does not apply to qualified borrowers with credit scores over 680.

The first two measures will have the most drastic effect on real estate purchases. 1st time home buyers and  people who are planning on upsizing will be the most affected by these srticter rules.

These tighter mortgage approval criteria will reduce the number of "higher risk" borrowers who can qualify for a mortgage.

If you are planning on purchasing a home or are wondering what the implications of these new measures are with your existing home are please contact me at:

Chris Ball: Mobile 604-512-9208

or by email at: chris@chrisball.ca