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Government adds new qualifying requirements for uninsured mortgages, this could effect your buying power by 20% in many cases.

 

Effective January 1, 2018, home buyers who don’t require mortgage insurance — those with a down payment of 20 per cent or more — must qualify for their mortgage at a higher rate

 

This new stress test won’t apply to people renewing their uninsured mortgage.

 

Canada’s Office of the Superintendent of Financial Institutions (OSFI) announced these rule changes today. Draft changes were released in the summer for public feedback. (The Canadian Real Estate Association submitted this response to the draft rules in August on behalf of REALTORS® across the country.)

 

Under the new rules, the minimum qualifying rate for uninsured mortgages will be the greater of the Bank of Canada’s five-year benchmark rate or the contractual mortgage rate plus two per cent.

 

OSFI will also require lenders to enhance their loan-to-value (LTV) limits and restrict certain lending arrangements designed to circumvent LTV limits.

 

These changes apply to all federally regulated financial institutions.

 

This is the seventh time since 2008 that the federal government has made mortgage policy changes.

 

Read the government’s full announcement here.

 

Economic analysis from the BC Real Estate Association (BCREA):

“The impact of the new stress test requirement will be to lower the purchasing power of households by up to 20 per cent. Like past tightening of mortgage regulations, we anticipate that the market impact will be sharp but temporary. In the past, we’ve seen home sales decline in the three to nine months following the implementation of tighter mortgage lending standards, with the severity of the impact fading within one year. However, these new regulations impact a larger pool of mortgages and so the impact could be more significant than in the past,” said Cameron Muir, BCREA chief economist

 

We’ll provide more details on these changes in an upcoming Realtor News.

 

CLICK HERE TO CONTACT ME OR CALL ME AT 604-512-9208

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Bright spacious penthouse condo in Fairview first opens this weekend.

 

 

This beautiful top floor unit features 16' vaulted ceilings in the living room and skylights in the dining room and bathroom. 

 

 

 

The sun drenched balcony is perfect for relaxing with your morning coffee or an after work glass of wine. 

 

 

Open House: Saturday 16th July 2016 2pm-4pm

                            Sunday 17th July 2016 2pm-4pm


For more information please contact:


Chris Ball. 

Remax Crest Westside

604 512 9208

chris@chrisball.ca 

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Beat the Crowd!


Fast track to the front of the line!

 


 

Sign up for to be on the VIP list for Pre-Sales Members Service. Through our relationships with Developers and the Marketing teams that sell these NEW HOMES, we have the inside track and can get you the best homes offered for sale before anyone else!

 

Our team specializes in getting you the Pre Sale property you want you want without having to line up. We provide you with all the information you need, VIP access before they are offered to the public for sale. We are also privy to getting a few added benefits that come along with being a VIP, but most importantly you will get EARLY ACCESS.

 

When you are one of our esteemed VIP Pre Sale Clients we at Ball Real Estate will be working for you, as your agent, making sure you get the best deal possible. We don’t work for the Developer, we owe you a duty of Care and Service; built on TRUST, KNOWLEDGE, and PROVEN RESULTS.

 

***GET ACCESS TO NEW CONDOS FIRST! SIGN UP AND BECOME A MEMBER OF OUR VIP PRE SALES MEMBERS SERVICE.***


***Click here to sign up***


VIP Access to The Jervis!


View this luxury development before anyone else and gain the Insider Advantage for the sophisticated buyer or investor. Intracorp and Inform have joined forces to bring you The Jervis. The Jervis will offer perfectly formed and carefully crafted homes, built by design and made for living. Located right on the corner of Jervis and Davie St, this development allows you to be in the mix of the lively downtown area while being only a short walk to beautiful English Bay. 



 

 

 

 

 

The building itself will consist of 19 storeys with mixed dwellings. With one level reserved for commercial units, the remaining space will be filled with 63 market units and 28 social housing units.  Don't miss this opportunity to beat the lines and get exclusive VIP access to this development as well as agent exclusive bonus upgrades and rewards.

 

 

If you would like Priority VIP Access to floorplans, time limited, special pricing opportunities and insider sales please contact Chris Ball on...


                              ***Floor plans now available here***


Phone: 604 512 9208 

Email: chris@chrisball.ca

 
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Beat the Crowd! Fast track to the front of the line!

 

Sign up for to be on the VIP list for Pre-Sales Members Service. Through our relationships with Developers and the Marketing teams that sell these NEW HOMES, we have the inside track and can get you the best homes offered for sale before anyone else!

 

Our team specializes in getting you the Pre Sale property you want you want without having to line up. We provide you with all the information you need, VIP access before they are offered to the public for sale. We are also privy to getting a few added benefits that come along with being a VIP, but most importantly you will get EARLY ACCESS.

 

When you are one of our esteemed VIP Pre Sale Clients we at Ball Real Estate will be working for you, as your agent, making sure you get the best deal possible. We don’t work for the Developer, we owe you a duty of Care and Service; built on TRUST, KNOWLEDGE, and PROVEN RESULTS. 

 

***GET ACCESS TO NEW CONDOS FIRST!  SIGN UP AND BECOME A MEMBER OF OUR VIP PRE SALES MEMBERS SERVICE.***

 

***Click here to sign up***

 

VIP ACCESS to One Burrard Place!

 

View this luxury development before anyone else and gain the Insider Advantage for the sophisticated buyer or investor. This one of a kind sky scraper is set to change the Vancouver skyline. One Burrard place will be a mixed use development consisting of a signature two 60 storey towers and a 13 storey office building including the future flagship Jim Pattison Downtown Toyota, totaling over a million square feet of residential and commercial space. 



This development is huge and will consist of 810 housing units. Striking uninterrupted views of English Bay, North Shore Mountains and the Downtown Skyline can be seen from floors 31-60 in all directions. Don't miss this opportunity to beat the lines and get exclusive VIP access to this development as well as agent exclusive bonus upgrades and rewards.

 

 

If you would like Priority VIP Access to floorplans, time limited, special pricing opportunities and insider sales please contact Chris Ball on...


Phone: 604 512 9208 

Email: chris@chrisball.ca

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Get listing of houses for Sale in Vancouver's Hot Eastside Real Estate Market!

 

 

For more detailed information and "insider" up to the minute information in your own Personal Website packed with information you can't get anywhere else!

 

 CLICK HERE


Contact Chris Ball of Remax Crest Realty Westside
Mobile: 604-512-9208
Email: chris@chrisball.ca
"Be On The Ball" with Chris Ball

 

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Get listing of houses for Sale in Vancouver's Hot Westside Real Estate Market!

 

 

For more detailed information and "insider" up to the minute information in your own Personal Website packed with information you can't get anywhere else!

 

CLICK HERE 


Contact Chris Ball of Remax Crest Realty Westside
Mobile: 604-512-9208
Email: chris@chrisball.ca
"Be On The Ball" with Chris Ball

 

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1455 E 61ST AVENUE

 


This stunning house has just came on the market! This is a RARE opportunity to own this high end quality, brand new custom home in the booming FRASERVIEW neighbourhood. Contemporary West Coast style meets modern day functionality, making this home perfect for families or investors.



No detail has been overlooked. The property invludes Wok kitchen, built in speakers/alarm/AC/vacuum, over height ceilings, crown moldings and Bosch appliances. There is also potential for 3 contained rental suites, including a 600sf Laneway House. All with own laundry. 2-5-10 Warranty.



For more information on this beautiful home please call Chris Ball on 604 912 5208 or email chris@chrisball.ca

 

Chris Ball

Remax Crest Westside

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Sky Front at Burrard Place

 

This one of a kind sky scraper is set to change the Vancouver skyline. Skyfront at Burrard place will be a mixed use development consisting of a signature two 60 storey towers and a 13 storey office building including the future flagship Jim Pattison Downtown Toyota, totaling over a million square feet of residential and commercial space. This development is huge and will consist of 810 housing units. Striking uninterrupted views of English Bay, North Shore Mountains and the Downtown Skyline can be seen from floors 31-60 in all directions.

 

 

Features

  • Sculptural curving glass facade
  • High speed elevators
  • Designed to LEED GOLD environmental performance standards
  • All homes have open air patio or balcony opening on to downtown, mountain and water views
  • All homes and common areas feature energy efficient heating and air conditioning
  • Dramatic double-height lobby with public art and reflecting pool water-feature at entry
  • Grocer and coffee shop
  • Furnished guest suite
  • Caretaker suite
  • Secured underground parking and storage lockers (most homes)
  • Keyless entry to elevators and restricted floor-to-floor access
  • Protected by Travelers 2-5-10 New Home Warranty

 

Interiors

  • Interior design by Michelle Biggar of the award-winning Office of Mcfarlane Biggar
  • Choose between two refined colour palettes – Beach (Light) & Boulevard (Dark)
  • Wide selection of studio,one-,two-and three-bedroom homes
  • Elegant engineered hardwood flooring throughout living, dining and bedroom areas
  • Custom closet millwork
  • USB ports inconvenient locations
  • Expansive, floor-to-ceiling energy efficient windows
  • Contemporary rollerblinds
  • Bosch front-loading stacking or side-by-side washer and dryer (depending on plan)
  • Individually controlled heating and cooling system for year-round comfort
  • Pre-wired for state-of-the-art home security systems
  • Italian design custom wood veneer kitchens with lacquer accent cabinets featuring soft close stops and under cabinet lighting
  • Custom kitchen islands in most homes
  • Fully integrated Gaggenau appliance package that includes:
    • Energy and water-efficient ultra-quiet dishwasher
    • Speed oven that combines convection, microwave and grill all in one appliance
    • Professional-grade four or five burner gas cook top
    • Integrated bottom-freezer refrigerator
  • Integrated hood fan
  • Luxurious polished stone slab counter tops and full height back splash
  • European styled chrome faucet and large single-basin undermount stainless steel sink
  • Italian design custom wood veneer cantilevered cabinets in main bathrooms
  • Medicine cabinets in bathroom with ample storage space.
  • Stone counter tops and undermount sinks pair classic materials with a modern finish
  • Luxurious stone and marble throughout including tub aprons, floors and feature walls
  • Frameless glass showers in most plans
  • Wall-mounted toilets
  • European styled chrome fixtures and accessories

***For more information regarding this Presale Development please contact Chris Ball ***


Phone: (604) 512 9208

Email: chris@chrisball.ca

Read

 

Beat the Crowd!

 

Fast track to the front of the line!

 


 

Sign up for to be on the VIP list for Pre-Sales Members Service. Through our relationships with Developers and the Marketing teams that sell these NEW HOMES, we have the inside track and can get you the best homes offered for sale before anyone else!

 

Our team specializes in getting you the Pre Sale property you want you want without having to line up. We provide you with all the information you need, VIP access before they are offered to the public for sale. We are also privy to getting a few added benefits that come along with being a VIP, but most importantly you will get EARLY ACCESS.

 

When you are one of our esteemed VIP Pre Sale Clients we at Ball Real Estate will be working for you, as your agent, making sure you get the best deal possible. We don’t work for the Developer, we owe you a duty of Care and Service; built on TRUST, KNOWLEDGE, and PROVEN RESULTS.

 

***GET ACCESS TO NEW CONDOS FIRST!  SIGN UP AND BECOME A MEMBER OF OUR VIP PRE SALES MEMBERS SERVICE.*** 


***Click here to sign up***


VIP Exclusive Access to Eastpark!

 

 

This new development will rise up where the hillside of Vancouver's Queen Elizabeth Park gives wat to the eclectic streets of Main and Quebec. Choose an airy one bedroom + flex flat, a two-storey city home with private entry, or a dramatic and bright corner penthouse. In each one, Eastpark has been designed to appeal to community-seeking individualists who need beauty and functionality in everything they own. Two collections with one cohesive feel. Architecturally, Eastpark will fit right in. Its handsome, modernist exterior, brick accents and unexpected details will feel very much at home here at Main & Quebec.

 

 

 

Beautiful extras, inside and out.

 
 

Queen Elizabeth Park is more than magnificent: it’s the highest point in the city, making it a beacon of greenery and peacefulness for all. Come for the "dancing waters" fountain, the cherry trees in full bloom, the recreation woven throughout its 52 acres, or the breathtaking views from high atop the hill.


Expected Completion for Eastpark

The completion date is set for early 2017

 

****INSIDE SALES BEGIN SOON. CONTACT CHRIS BALL FOR MORE DETAILS***

 

Phone: 604 512 9208

Email: chris@chrisball.ca

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  #419 1655 Nelson Street SOLD!


Delighted for the seller and new owners of this amazing fully custom renovated penthouse in the West End! This one sold fast, well above list price with multiple offers! 

 

 


This very unique home has post and beam construction with 9 foot high sanded/ smooth ceilings and exposed fir beams. HUGE bedroom, lots of storage and new stainless appliances. A large private balcony overlooks mature trees and the sunny southern exposure.  Close to all the amenities Denman St, Stanley Park, the Beach, and the seawall.


 

 

If you are interested in the sale price of this property or any other information regarding the current market, please dont hesitate to contact Chris Ball on:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca

 

 

Read

 

Beat the Crowd! 

 

Fast track to the front of the line!

 

Sign up for to be on the VIP list for Pre-Sales Members Service. Through our relationships with Developers and the Marketing teams that sell these NEW HOMES, we have the inside track and can get you the best homes offered for sale before anyone else!

 

Our team specializes in getting you the Pre Sale property you want you want without having to line up. We provide you with all the information you need, VIP access before they are offered to the public for sale. We are also privy to getting a few added benefits that come along with being a VIP, but most importantly you will get EARLY ACCESS.

 

When you are one of our esteemed VIP Pre Sale Clients we at Ball Real Estate will be working for you, as your agent, making sure you get the best deal possible. We don’t work for the Developer, we owe you a duty of Care and Service; built on TRUST, KNOWLEDGE, and PROVEN RESULTS.

 

***GET ACCESS TO NEW CONDOS FIRST!  SIGN UP AND BECOME A MEMBER OF OUR VIP PRE SALES MEMBERS SERVICE.*** 


***Click here to sign up***


VIP Exclusive Access The Oxley!

 

This develpment is still in the pre-contruction stage. Information on amenities, pricing and floor plans coming soon. 

 

Brand new Presale development in buzzing Commercial Drive area. This laid back, bohemian area is full of charm is becoming one of Vancouver’s desired neighbourhoods. Epix developments are crafting a reputation for developing in non-traditional, gentrifying neighbourhoods in Vancouver.

The Oxley is a new townhome development located near Pender and Commercial. There are only 10 units being built, and demand will be strong. This development will offer 10 boutique units with 2 & 3 bedroom townhomes with rooftop terraces.  With Commercial Drive at your front door you are only minutes away from the best coffee shops, gelato and trendy restaurants.

 

 

Pricing and Floorplans

Expected Completion for The Oxley

For more information on this presale development please contact Chris Ball on:

Phone: 604 512 9208 

Email: chris@chrisball.ca 

 

 

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The Creek Vancouver.

This development is just about to come on the market! The Creek is a highly anticipated development by award winning developers Concert. 

The Creek. 

Located on the southeast corner of False Creek, The Creek sits in one of the most desired areas of Vancouver. Situated right at the waterfront, this development will offer water, city and mountain views. The Creek offers you the opportunity to be within easy access to the various neighbourhoods of Vancouver.

A quick bus ride or an easy walk can have you in stylish Yaletown, modern Chinatown or trending Main St. The Creek will consist of 5 residential buildings containing around 750 homes. The first of these buildings will be Voda.


 

Voda

A 16-storey tower featuring generous balconies and stylish, West Coast inspired interiors. Voda is your first opportunity to own at The Creek. Wake up to the sight of the sunlight reflecting off the water and step out your door to walk along Vancouvers' beautiful seawall.  Voda will offer a courtyard and rooftop gardens to grow your own vegetables as well as plenty of parking for both cars and bikes.  

Amenities so far

Interiors 

 


Pricing

 
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3021 Laurel Street SOLD!

 

Southy West facing townhouse in perfect neighbourhood. This stunning & rare property has a great open layout with 2 bedrooms and 2 bathrooms. Close to Vancouver General Hospital, Children's hospital, RAV Line, Downtown, Cambie, Broadway, schools & transit! 

 

 

If you are interested in sale price or any other information regarding the current market, please dont hesitate to contact Chris Ball at:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca 

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#113 828 Royal Avenue SOLD!



Delighted for the sellers and new owners of this stunning two level townhome in New West. This"Brownstone Inspired" sophisticated home is ideally located in New Westminster's vibrant and trendy downtown. Walking distance to skytrain, Douglas College, restaurants, shops, the Quay Market, Anvil Centre, schools and so much more. 


If you are interested in the sale price or any other information regarding the current market, please dont hesittate to contact Chris Ball on:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca

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2806 Manitoba Street SOLD!

 

Glorious 1912 Character Home in Mount Pleasant West! Front porch overlooking gorgeous tree lined street. This home offered 3 large bedrooms, a large open foyet and high ceilings as well as a fully finished self contained suite below. Extensive landscaping with fountain & custom made fencing in a hot neighbourhood!

 

 

If you are interested in the sale price or any other information regarding the current market, please dont hesitate to contact Chris Ball on:

 

Phone (604) 512 9208

Email: chris@chrisball.ca

 


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915 Thistle Place, Squamish SOLD!



Delighted for the new owners if this amaxing ocean view custom built home. Level and private back yard fully landscaped and hot tub ready. Multiple decks to let you enjoy the beautiful vistas and sunshine throughout the day!


If you are interested in the sale price or any other information regarding the currect market, please don't hesitate to contact Chris Ball on:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca 

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2727 Prince Edward Street SOLD!

 

Congratulations to the new owners of this sleek modern 2 level Townhome with private patio! Located in the hot SOMA District, this property is minutes to shops, restaurants, trendy breweries, community centre & more! 

If you are interested in the sale price or any other information regarding the current market, please don't hesitate to contact Chris Ball at:

 

Phone: (604) 512 9208

Email: chris@chrisball.ca 

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Impeccable 1950's building with charm in outstanding location! This generous sized 2 bedroom garden level home feels like entering your own little house.

 

 

Facing SW looking onto beautiful flowers & greenery the light is warm & inviting. Newly refinished original oak wood floors with inlay detailing, freshly painted, updated bath with deep soaker tub & storage that you won't find anywhere else. Wonderful space to downsize into with house sized furniture or great home to start.

 

 

 

 

 

 

Purchase w/ peace of mind...new windows, roof, plumbing & boilers, painted inside & out w/ new common area carpet. Bike room, storage locker, rotating parking (Feb./Aug.). Pets allowed under 30lbs, no rentals.

 

Open houses: June 20 & 21, 2-4pm.


For more information please dont hesitate to contact Chris Ball on:

Phone: (604) 512 9208

Email: chris@chrisball.ca 

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5 Bedroom detached house for under $900,000!

 

 

Wonderful solid 1950's home with 3 beds up and 2 bed mortgage helper below. Nothing to do but move in...beautiful updated kitchen & bath, new windows, new roof, freshly painted, easy to maintain exterior & lovely garden!

 

 

 

Enjoy refinished original oak floors, wood burning fire place, laundry up & down & large bedrooms. Located steps from Templeton park & fantastic shopping in Vancouver East Village. Wonderful neighbourhood for a family or a great investment property.

 

 

The fully fenced yard has grass & sunning area facing SW, double car garage great for storage & workshop & charming greenhouse for growing your veggies.

 


OPEN HOUSE: Saturday June 20, 2-4pm


For more information please contact Chris Ball on:


Phone : (604) 512 9208

Email: chris@chrisball.ca

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9777 Ashwood Drive, V6Y 2Z4

Richmond, Garden City


OPEN HOUSE: Saturday June 6th, 2015

                          2pm - 4pm


Beautiful 5 bedroom home in desirable family neighbourhood. Highlights includes stunning, light filled living room with vaulted ceiling, skylight, and sunny atrium. Priced to sell, this one will go quick!


 

This house has been well taken care of with many upgrades throughout theyears including flooring, bathrooms, appliances, roof and windows. Ideally located near excellent schools, shopping centres and transportation. Call today to schedule a viewing of this fantastic family home. Open House Saturday, June 6 and Sunday, June 7, from 2 to 4pm.

 

 



For more information please call Chris Ball on:


Telephone: (604) 512-9208

Email: chris@chrisball.ca 

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Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Greater Vancouver REALTORS® (GVR), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the GVR, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the GVR, the FVREB or the CADREB.